Life Insurance

Life Insurance

Countless individuals think about life insurance to be the foundation of a sound financial plan. 

Dealing with our mortality is a subject most of us stray from. The right life insurance policy provides reassurance to you and your loved ones in the event they were to pass away. The beneficiaries would be able to reallocate the funds from anything from real estate, taxes, funeral expenses, making up for lost income, or a college fund. In most cases, it can even be used to allow your family to continue to make the monthly mortgage payments so your family can stay in your home.  

A Life Insurance policy is never a bad idea since you can never know when catastrophe will strike. Will your family be able to support themselves without you? Will your end-of-life arrangements cause your family to suffer further still? A life Insurance policy can provide you with peace of mind just as it provides them with financial security. Life insurance is a particularly good thing to have if you generate a large amount of your family’s income. 

There are several kinds of Life Insurance policies, all of which provide a lump-sum payment to beneficiaries in the event of the insured’s death, but which differ in other details. Term Life Insurance policies last a predetermined number of years (10-20), after which the insured may be offered another term policy, although at higher premiums. Universal Life Insurance and Whole Life Insurance policies come with higher premiums, but have a cash value and last for the duration of the insured’s life. At ePlatinum we want to help you protect the people who make your life worth living. 

Here at ePlatinum Health – Jean Linos I understand that choosing the right policy is a huge

decision, with many important options to consider. As your life insurance agent, I am dedicated to guiding you through the process, finding the right options, and finding the best policy that provides the right amount of coverage for the reassurance your family deserves. 

ePlatinum Health – Jean Linos values long-term relationships with her clients; I take the time to get to know them, their families, and their underlying needs very well. I will spend the time talking with you to guide you with confidence to the Term, Whole Life, or Universal Life Insurance plan you need. I will work with you to find a life insurance plan that is right for you and your budget, and that provides the protection you seek for your beneficiaries.